±±¾©ï¿½ï¿½ï¿½ï¿½Ô¤ï¿½ï¿½ ±±¾©ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½Ö¸ï¿½ï¿½
�ܱ���Ϣ

±ö¹Ý¾Æµê ÖйúÅ©¿ÆÔºÍâ±öÕдýËù Τ²®±ö¹Ý ±ò»ªÂÃ¹Ý ÇàÔƱö¹Ý ±±¾©ÖÐÅ©ÕдýËù ÖмàËùÕдýËù

²ÍÒû·þÎñ ºþ±±ÍÁ²Ë СÐܽÈ×Ó ºÃµØ·½²ÍÒû ÎÒµÄ¾Æ°É ÂúµÂº£ ÐÇÆÚÎå²ÍÌüÈýºÅµê

µØ²úСÇø Àí¹¤¿Æ¼¼´óÏà ÓÑÒê±ö¹Ý-¹ó±öÂ¥ ÓÑÒê±ö¹Ý-ÑÅÔ°¹«Ô¢ Τ²®Ê±´úÖÐÐÄ ºþ±±´óÏÃд×ÖÂ¥ °Ù»¨ÉÌÎñÔ·

¹«Ë¾ÆóÒµ ±±¾©Àí¹¤´óѧ·¿µØ²ú°ì¹«ÊÒ ±±¾©ºáµê²ÝÒµÓÐÏÞ¹«Ë¾ ŵºÍ¹«Ë¾ ÖÐÒÇӢ˹̩¿Ë½ø³ö¿Ú¹«Ë¾ ±±¾©¿­Ñ¶Í¨¿Æ¼¼¿ª·¢ÓÐÏÞ¹«Ë¾ ±±¾©µØ̫̽²âÆ÷ÖÆÔìÓÐÏÞ¹«Ë¾

½»Í¨ÉèÊ© Τ²®Ê±´úÖÐÐÄÍ£³µ³¡ Í£³µ³¡6 ËÄͨÇÅÄÏ ³¬Êз¢ÆøÏó¾Ö ±±¾©ÓÑÒê±ö¹ÝÓÑ°²Í£³µ³¡ Τ²®ºÀ¼ÒÔ°µØÏÂÍ£³µ³¡

½ðÈÚÐÐÒµ ±±¾©ÒøÐлÆׯ·ÖÀí´¦ ÕÐÉÌÒøÐÐË«ÓÜÊ÷Ö§ÐÐ ÉÌÒµÒøÐÐATM»ú(ÖйشåÄÏ´ó½Ö)(1) ±±¾©ÒøÐÐÓÑÒêÖ§ÐÐ ÉÌÒµÒøÐÐÓÑÒêÖ§ÐÐATM»ú ½¨ÐÐÖйشåÄÏ´ó½ÖÖ§ÐÐ

ÂÃÓξ°µã º½¿Õ¹«Ë¾ÊÛƱ´úÏúµã Ìú·¿ÍƱ´úÊÛ ±±¾©±£Ê¢º½¿Õ·þÎñÓÐÏÞ¹«Ë¾ ±±¾©¿Æ¼¼»ãÕ¹ÖÐÐÄ

Æû³µ·þÎñ º£ÉñÆûÐÞ Ë³ÒâÆû³µ×°ÊÎ(κ¹«´å·) ¼ÓÓÍÕ¾£¨ÖйشåÄÏ´ó½Ö£© ±¦³¤ÁÖÆû³µ·þÎñ ÀûÄÜÆû³µÎ¬ÐÞ(κ¹«´å·µê) ˼Èð˼´ïÆû³µ×°ÊÎ

ÉÌÎñ´óÏà Òøº£´óÏà °Ù»¨Ô· ·ºÌ«¿Æ¼¼´óÏà å¾Ì«´óÏà Àí¹¤¿Æ¼¼´óÏà κ¹«´óÏÃ

ÎÄ»¯½ÌÓý Àí¹¤´óѧ°ÙÊÂÌؼÆËã»úÅàѵ °Ù»¨¿Æ¼¼Ô° ÖÐÑëÃñ×å¸èÎèÍÅÎ÷ÃÅ Ãñ×å¸èÎèÍÅÖ°¹¤×¡Õ¬Â¥ Ñо¿Éú½Ìѧ¥ ÖÐÑë¹ã²¥µçÊÓ´óѧ

ÐÝÏÐÓéÀÖ ÓÑÒêºÍƽ ÂüÒÁ¶ÇƤÎèÎ赸¾ãÀÖ²¿£¨4Ë«°²µê£© ÐãÓò½¡¿µÃÀÈÝ£¨¿Æ¼¼»áÕ¹ÖÐÐÄ£© ´óѧÄÚС¹ã³¡ °¢²¨ÂÞ±£ÁäÇò¹Ý ±´Ìض¯ÎïÒ½Ôº

Ò½ÁÆÎÀÉú º£µÂ¿ÚÇ»ÃÅÕï ±±¾©ÀîÇßÞÈ»ªÒâÕûÐÎÍâ¿ÆÕïËù Öкè¿ÚÇ»ÃÅÕﲿ ¿µ°²ÌÃÒ©µê »ªÕäÌôóÒ©·¿ »ªÒâ¿ÚÇ»ÃÅÕﲿ

ÓÊÕþµçЊͨѶÆ÷²Ä(κ¹«´å·µê) Å©¿ÆÔºÓʵçËù Öи´µçѶµçѶ(ÈË´óµê) °Ù˼ÌØ(κ¹«´å) ´óÌƵçÐű±¾©Ñз¢ÖÐÐÄ Îº¹«´åÓʵç¾Ö

Ô˶¯³¡¹Ý ¿µË¹±¤½¡Éí¾ãÀÖ²¿ ÓÑÒê¸ß¶û·òÇòÁ·Ï°³¡ ˳ºë½¡ÉíÖÐÐÄ ÇàÄñ½¡Éí Ô­Ò°Ðֵܹú¼Ê¾ãÀÖ²¿ ¶«·½ÔÃ鎡Éí¾ãÀÖ²¿

Õþ¸®»ú¹Ø ±±¾©ÃÀ³Ð»¥ÁªÊýÂë¿Æ¼¼·¢Õ¹ÓÐÏÞ¹«Ë¾ ±±¾©ÊýÂëÐÂÈñ¿Æ¼¼ÓÐÏÞ¹«Ë¾ ±±¾©ÊÐм¼Êõ²úÒµ¿ª·¢ÊÔÑéÇø»ù½¨¹æ»®°ì¹«ÊÒ ¼ÓÄôó½Ý·½¹«Ë¾±±¾©´ú±í´¦ ±±¾©·ãÕýºç¿Æ¼¼ÓÐÏÞ¹«Ë¾ ¸£Ë¹ÖйúÓÐÏÞ¹«Ë¾(±±¾©)´ú±í´¦

×ÛºÏÉ̳¡ ¾ÃÄÁÍõÄÐ×° ¶¬³æÏIJÝרÂô µÏµÏÃÀÈÝÃÀ·¢ Ã÷Ä£Íæ¾ßµê ×ÔÈ»ÃÀ»¤·ôÖÐÐÄ(κ¹«´å·) Äϵöû³ÄÉÀרÂô